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Five days postpartum, and my stitches still ached. But my husband, Michael Reed, was waving three plane tickets in excitement. "I can't waste my twenty days of paternity leave. Perfect time to take my parents to Sylvyn." I was so furious that I grabbed a glass, ready to throw it towards him. Then a line of blood-red text floated across my vision. [Oh my god. That cruise ship is going to hit a reef and sink tomorrow.] [No survivors. That whole family of scumbags is going down.] I froze. Slowly, I set the glass down. "You're right, honey. Your parents worked hard their whole lives. They deserve a nice trip." Then I opened my insurance app and maxed out the accidental death coverage for all three of them.