Chapter 5

"Can you take care of it for us?"

By the time my mother-in-law finished asking, I had already walked toward the study out of pure habit.

It wasn't the first time Daniel's father's insurance had denied coverage.

I knew his policy number. I knew who to call at his doctor's office when we needed additional paperwork, and I knew which department to ask for when the insurance company rejected a claim the first time.

For years, whenever they called me, I would open my laptop and listen to my mother-in-law complain about terms she didn't understand while I quietly took…