Chapter 3

The creditor, Patrick Sanford, was a total heartthrob at our company. A bunch of girls would swoon over his looks.

But I wasn't one of those girls who had a crush on Patrick, because I owed him money.

No one could face their creditor without feeling a bit guilty. Sure, Patrick lent me the money so quickly that it was almost suspicious.

But I knew money didn't just fall from the sky. He'd definitely want it back.

"Could you give me a little more time? I really can't pay you back right now," I muttered, keeping my head down.

I…